An auto accident is a scary, jarring experience. It may be difficult to determine what to do first (we have an app to help with that), and how the collision will shape your future.
Shock is the first thing to set in when a car crash occurs. It can prevent you from using your best judgment, and it can also prevent you from feeling much pain from the impact of the collision. If you are involved in an auto accident, this is what you should do:
- Call 911 immediately to seek medical assistance for yourself, your passengers, and any others involved
- Ask that the Police be dispatched to the scene
- Exchange insurance information with the other driver. You can ask if everyone is okay, but do not talk about the accident and do not apologize for any part of it
- Explain the events leading up to the accident and the crash itself in detail to the police officers when they arrive at the scene
- Call experienced San Antonio auto accident attorneys at The Báez Law Firm P.C. so that we can begin to fight for you and put the insurance carrier on notice.
Why should I call an attorney?
Many people want to go it alone and deal with their car accidents themselves or through their insurers without the hassle or expense of hiring a San Antonio auto accident attorney. But the truth is, you are better off enlisting the services of a lawyer to protect you in the fallout of a collision. Here’s why.
Fault may be contested
At the time of collisions, emotions run high, and some people automatically apologize or automatically forgive in an attempt to defuse the situation. Or, others who are clearly responsible for the wreck get upset and insist the other driver or another factor is at fault. In these situations, everyone’s statements are vital to the understanding of the event on the part of insurance, police and other official personnel. Even though you have a car insurance company and we hear those commercials about those insurers protecting you, their goal is really to pay out as little money as possible and to settle claims quickly. This can leave a lot of the table and leave you with only yourself to look after your best interests, until you hire a San Antonio car accident attorney.
Make sure you get the settlement you need
Because some insurance companies are massive (State Farm, AllState, Farmers, Lloyds), it is not uncommon for two drivers in the same accident to share insurers. This is where you should be most careful, because the insurance company holds all of the power and they want to hurry these claims along and close out with as little cost to them as possible. Having an advocate on your side helps to ensure you get the full payout of insurance benefits that you deserve.
Insurance can play games with cars and repairs
If your well-made car is totaled or close to totaled, your insurance company may arrange a quick and convenient way for you to unload your vehicle and allow the sale of parts to go toward your settlement. Sometimes this arrangement happens extremely quickly, and you would be correct in becoming suspicious. It might be a good idea not to allow your insurer to cash in on salvageable parts right away and instead to have an independent mechanic look over your vehicle. Your car may be worth more than your insurer is letting on, and they may stand to make more money off your car than they are willing to contribute to your claim. The Báez Law Firm has dealt with a lot of auto accidents, and we know how these pieces fit together and when drivers are shoved through the process.
If medical issues aren’t present at first but arise and become serious
Again, shock is a factor in nearly all auto crashes. It may make you believe that you do not need medical attention, but as the hours wear on, your aches show themselves in full force. Seeking medical attention at the scene of the accident, whether or not you feel you need it, is a good idea because it helps to preserve your claim toward health expenses for injuries caused by the accident in case they worsen later and affect your capacity to live and work.
Contact our San Antonio car accident attorneys today
Don’t wait to get representation. Even if you are not sure you will need it, contact an auto accident lawyer in San Antonio as soon as possible after your collision in order to protect your rights and compensation. Call the Báez Law Firm at 210-979-9777 or contact us online for a free consultation.